# 13F.Chat vs FN2

13F.Chat records 1,730 monthly visits with -7.7% month-over-month growth and Freemium pricing. FN2 records 0 monthly visits with 0% growth and Freemium pricing.

| Metric | [13F.Chat](https://openaitools.app/tool/13f-chat) | [FN2](https://openaitools.app/tool/fn2) |
| :--- | :--- | :--- |
| Website URL | https://13f.chat | https://fn2.ai |
| Categories | AI Investing, AI For Finance, AI Research Tool, AI Copilot | AI For Finance, AI Investing, AI Agent |
| Pricing Model | Freemium | Freemium |
| Monthly Visits | 1,730 | 0 |
| MoM Growth Rate | -7.7% | 0% |
| Primary Market | United States | Global |
| Direct Visits | 620 | 0 |
| Review Score | 3.8 | 4.3 |
| Saved Count | 0 | 0 |
| Supported Platforms | Website | Website |

## 13F.Chat

13F.Chat is built around the fact that every institutional investment manager with more than $100M under management must disclose its reportable US equity positions quarterly on SEC Form 13F, generally within 45 days of quarter-end. Instead of forcing you to read raw filings, the platform parses those tables into a browsable workspace per manager, showing what was bought, added, trimmed or exited, alongside estimated cost, position weight, concentration and turnover.

The product has three layers. A single-13F workspace follows one manager (for example a Berkshire Hathaway or Oakmark-style portfolio) with sector exposure and a curated research conversation. Multi-13F packs bundle several managers so you can study consensus holdings across a quality-value lineage or a growth cohort. On top of that sits a Discovery Radar that aggregates roughly 130 managers, 25 industries and 500 stocks to surface rotation signals, capital flow momentum and the highest-conviction active moves by ticker.

An AI copilot and a staged strategy-optimisation engine complete the picture. The optimisation pipeline runs a baseline, tests factor evidence, proposes a challenger plan and then evaluates it out-of-sample before any candidate is accepted into a live strategy, with rejected candidates and the statistical bar they failed published openly. The site is explicit that 13F data describes a past portfolio, is not live trading data, and is provided for informational and research purposes only, not investment advice.

**Pricing & Plans:** Freemium. The Free tier costs $0 and includes 2 AI chats and 1 fund analysis per day, with 20 credits on signup, 10 credits per daily check-in and 20 credits per invited friend. Plus is $30/month for 50 AI chats and 20 fund analyses per day plus 3,000 monthly credits, and Pro is $90/month for unlimited AI chat and fund analysis plus 12,000 monthly credits. Yearly billing is advertised with a saving of up to 50%.

- **Per-Manager 13F Workspaces:** Open a dedicated workspace for any tracked manager to see holdings, position weights, sector exposure, turnover and estimated cost of the reported moves.
- **Multi-13F Research Packs:** Bundle several managers into one view, such as a Buffett lineage pack or a quality-value consensus group, to study shared conviction and divergences.
- **13F Discovery Radar:** A live radar across roughly 130 managers, 25 industries and 500 stocks that ranks active capital flow, industry rotation and highest-conviction stock moves.
- **AI Copilot for Holdings Q&A:** Ask questions in natural language about a filing, a manager or a stock and get explanations that cite the underlying disclosed data rather than generic commentary.
- **Staged Strategy Optimisation:** Automated baseline, factor test, challenger and out-of-sample evaluation pipeline with an explicit acceptance bar, plus transparent records of accepted and rejected changes.

**Strengths:** Turns dense quarterly filings into a readable, per-manager workspace with estimated cost and turnover.; Rare transparency about research limits: the site states clearly that 13F data is historical, not live trading data, and is not investment advice.; Publishing rejected optimisation candidates along with the statistical bar they failed is unusually honest methodology disclosure.; Generous free tier with daily AI chat credits makes it easy to evaluate before paying.

**Limitations:** 13F disclosures are backward-looking and lag quarter-end by up to 45 days, so signals can be stale by the time they are published.; Advanced workflows such as unlimited chat and fund analysis require the $90/month Pro plan, and daily credits on the free plan are limited.; The platform is a research tool rather than a brokerage or portfolio tracker, so it does not place trades or sync live holdings automatically.

[Profile (Markdown)](https://openaitools.app/tool/13f-chat.md)

## FN2

FN2 is built around a simple idea: instead of you hunting through filings and transcripts, autonomous agents do the reading and hand you a cited summary. You define an agent in natural language, pick a cadence, and FN2 re-runs it on live data every market day. Delivery lands in-app, by email, or in Discord, so the briefing reaches you rather than the other way round.

Data grounding is a core design choice. FN2 reads filings directly from SEC EDGAR, searches 10,000+ earnings transcripts by meaning rather than exact wording, pulls macro series from FRED, and sources quotes and charts from Polygon.io. Prediction market odds from Polymarket sit beside the price action they help explain. Every answer is numbered and linked back to the document that produced it, and every agent run is logged.

FN2 is an independent product from FN2 LLC, founded by Andreas Echavez, aimed at individual investors who want institutional-grade research workflows without institutional pricing. It is explicitly a research tool, not financial advice, and the team states that you own your data.

**Pricing & Plans:** Freemium. A free tier lets you create your first agent and try live cited answers without a credit card. Paid individual plans are Pro at $29/month (up to 7 active agent slots, 1 hourly plus 6 daily), Ultra at $89/month (up to 21 slots), and Max at $199/month (up to 42 slots). A custom Enterprise tier adds Slack, webhooks, dedicated delivery, and volume pricing.

- **Scheduled autonomous agents:** Turn a research question into a recurring agent that runs every market day and delivers a briefed, structured report automatically.
- **Filings and earnings analysis:** FN2 reads SEC EDGAR filings and more than 10,000 earnings call transcripts, summarizes the metrics that matter, and tags each claim with a source.
- **Live charts and market data:** Interactive price and volume charts for any ticker, spanning a single day to five years, with citations on what is driving the move.
- **Macro and rates context:** Pull interest rates, inflation, and volatility from Federal Reserve (FRED) data and pair them with Polymarket prediction odds for context.
- **Open API and agent integrations:** An open API plus a plugin for tools such as Hermes Agent and OpenClaw, so your own agents can request grounded market research or create and schedule FN2 runs.

**Strengths:** Fully cited outputs that link every claim back to the filing, transcript, or data series used; Agent-based automation pushes research to you instead of requiring manual searching; Full data set (SEC EDGAR, transcripts, FRED, Polygon prices) is included on every plan tier; Open API and plugin support so external agents can query or drive FN2 workflows

**Limitations:** Not financial advice, so it cannot be used as a substitute for professional judgment or certified advisors; Scheduled agent runs consume capacity slots, so heavy users may need higher-priced tiers; Value depends on the quality of the underlying public data and the agent prompts you write; Chrome-style simplicity is not the goal; newcomers may need a moment to learn agent slots and schedules

[Profile (Markdown)](https://openaitools.app/tool/fn2.md)

## Frequently Asked Questions

### How do 13F.Chat and FN2 compare in monthly traffic?

13F.Chat has 1,730 monthly visits, while FN2 has 0. Traffic estimates describe audience size, not product quality.

### How do their growth rates compare?

13F.Chat has a month-over-month growth rate of -7.7%; FN2 has 0%.

### How does pricing compare?

13F.Chat: Freemium. Freemium. The Free tier costs $0 and includes 2 AI chats and 1 fund analysis per day, with 20 credits on signup, 10 credits per daily check-in and 20 credits per invited friend. Plus is $30/month for 50 AI chats and 20 fund analyses per day plus 3,000 monthly credits, and Pro is $90/month for unlimited AI chat and fund analysis plus 12,000 monthly credits. Yearly billing is advertised with a saving of up to 50%. FN2: Freemium. Freemium. A free tier lets you create your first agent and try live cited answers without a credit card. Paid individual plans are Pro at $29/month (up to 7 active agent slots, 1 hourly plus 6 daily), Ultra at $89/month (up to 21 slots), and Max at $199/month (up to 42 slots). A custom Enterprise tier adds Slack, webhooks, dedicated delivery, and volume pricing.

## Alternatives

| # | Tool Name | Monthly Visits | MoM Growth Rate | Pricing Model | Summary | Profile (Markdown) |
| :--- | :--- | :--- | :--- | :--- | :--- | :--- |
| 1 | [MacroMicro](https://openaitools.app/tool/macromicro) | 928,258 | +22.5% | Freemium, Paid | Global macro data and AI research platform for smarter economic decisions | [.md](https://openaitools.app/tool/macromicro.md) |
| 2 | [Aime](https://openaitools.app/tool/aime) | 260,428 | +11.4% | Freemium | AI investing copilot for stock research, screening and market signals | [.md](https://openaitools.app/tool/aime.md) |
| 3 | [Danelfin](https://openaitools.app/tool/danelfin-com) | 216,830 | -11.1% | Freemium | AI-driven stock scores that rank every pickable stock by probability of beating the market | [.md](https://openaitools.app/tool/danelfin-com.md) |
| 4 | [Intellectia.Ai](https://openaitools.app/tool/intellectia-ai) | 171,347 | +18% | Free Trial, Paid | AI-driven market analysis for faster, data-backed investing decisions | [.md](https://openaitools.app/tool/intellectia-ai.md) |
| 5 | [Surf](https://openaitools.app/tool/surf) | 116,252 | -18.9% | Free, Pro, Max, API credits | Institution-grade crypto and equities intelligence, delivered through a chat-style AI analyst. | [.md](https://openaitools.app/tool/surf.md) |
| 6 | [PortfolioPilot Insights](https://openaitools.app/tool/portfoliopilot-insights) | 88,922 | -41% | Freemium, Free Trial | AI financial advisor that puts sophisticated portfolio tools in your own hands | [.md](https://openaitools.app/tool/portfoliopilot-insights.md) |
| 7 | [Moning](https://openaitools.app/tool/moning-co) | 55,156 | +6.9% | Free | Track, analyze, and grow your portfolio with AI insights | [.md](https://openaitools.app/tool/moning-co.md) |
| 8 | [Alphio.AI](https://openaitools.app/tool/alphio-ai) | 19,988 | +3.9% | Freemium, Free Trial | Natural-language AI trading agent for automated strategies, alerts, and deep market analysis | [.md](https://openaitools.app/tool/alphio-ai.md) |
| 9 | [nashnova](https://openaitools.app/tool/nashnova) | 17,229 | +33.1% | Free | AI research agents that track your investment theses across HK and US markets | [.md](https://openaitools.app/tool/nashnova.md) |
| 10 | [Fiscal.ai (FinChat)](https://openaitools.app/tool/finchat-io) | 9,221 | -38.5% | Freemium, Paid, Contact for Pricing | Institutional-grade financial data for investors, platforms and AI models | [.md](https://openaitools.app/tool/finchat-io.md) |

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Source: https://openaitools.app/compare/13f-chat-vs-fn2

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