Private AI chat from the makers of DuckDuckGo
Torv (formerly Personal CFO) records 0 monthly visits with 0% month-over-month growth and Freemium pricing. Origin records 377,484 monthly visits with -9.1% growth and Free Trial, Paid pricing.
Be your own CFO — real financial statements, a 50-state tax engine and a lifetime retirement planner
| Dimension / Metric | ||
|---|---|---|
| Official Domain | personalcfo.app | useorigin.com |
| Pricing Model | Freemium | Free Trial, Paid |
| Monthly Visits | 0 (0) | 377.48K (377,484) |
| MoM Traffic Delta | 0 (0%) | -37.97K (-9.1%) |
| Primary Market & Share | 🌐 Global (—) | 🇺🇸 United States (94.5%) |
| Direct Visits / mo | 0 | 262.64K |
| User Rating | 4.7 | 4.4 |
| Supported Platforms | Website | Website |
Be your own CFO — real financial statements, a 50-state tax engine and a lifetime retirement planner
Link banks, cards, brokerages and loans to get a monthly income statement, balance sheet and cash-flow statement where each month's net-worth change reconciles exactly across savings, spending and market movement.
Compute a full federal and state 1040, including payroll tax, credits, IRMAA, capital-gains brackets and health-subsidy cliffs, and see the real marginal rate on your next dollar.
Solve Roth versus traditional contributions, Roth conversion timing, Social Security claiming age and withdrawal sequencing together across every year of your plan, with no market forecasts required.
Torv cannot move money, never receives your bank username or password (aggregation runs through Finicity or MX), stores only the last four digits of account numbers, and encrypts sensitive fields with AES-256-GCM.
Meet your proactive AI financial advisor
Monitor every transaction across all your accounts in one view and build a personalized budget in seconds.
Track your portfolio, monitor performance, and move idle cash into a higher-yield cash account.
Ask questions about your money in natural language and get personalized answers grounded in your complete financial picture.
Runnable scenarios show how decisions today ripple into your future, so you can plan with numbers instead of guesses.
Private AI chat from the makers of DuckDuckGo

SpecialistAI-driven market analysis for faster, data-backed investing decisions
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Stop chargebacks before they are filed

Delivers robust portfolio analysis and asset tracking with AI insights, but lacks direct day-to-day budgeting tools.
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Hosted plain-text, double-entry accounting with Git version control
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SpecialistSpecializes in investment portfolio tracking with AI insights, skipping broader personal finance features like debt payoff.
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SpecialistCombines digital wealth management with AI tools, catering more to accredited investors rather than casual budgeters.
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Provides AI-driven wealth management and portfolio tracking, focusing more on investments than daily expense budgeting.
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Pairs human advisors with AI-assisted financial planning, though with less emphasis on automated household budgeting.
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