Clerkie

Clerkie approaches the debt problem from both ends of the relationship. On the consumer side it offers a mobile app that helps people take control of what they owe: the platform assesses a borrower's obligations and personalises a payoff plan, then keeps working with them as circumstances change. Rather than treating debt as a one-off calculation, Clerkie is built around ongoing guidance through what is usually a multi-year process.

The second half of the product is a software integration aimed at benefit providers and other member-facing organisations. These partners embed Clerkie's financial wellness tools directly into their own apps and portals, so members dealing with debt get help inside a service they already use rather than being sent elsewhere. Clerkie markets this as a way for employers, unions and benefit programmes to improve members' financial outcomes without building debt expertise in-house.

Alongside the member and company products, Clerkie runs Fiber — described as its enterprise product for financial institutions and agencies. Fiber is debt operations software covering CRM, an IMS component and an AI agent, intended for lenders and collection teams that need to manage and resolve accounts at scale with compliance in mind. Clerkie does not publish list pricing for any of these products; the website routes interested organisations to a contact step. It appears in the AI assistant, finance and personal-finance tooling categories, with the emphasis on debt management, credit building, loan management and financially regulated workflows.