Openkoda

Openkoda began as an open-source platform for building business applications quickly and has evolved into an insurance-focused platform that pairs low-code configuration with AI assistance. The core idea is that product managers, underwriters and operations staff should be able to change coverages, pricing rules, forms and workflows themselves, while engineers keep control of the underlying system.

The platform bundles twelve modules across one engine: an AI Product Builder for configuration in plain English, a rating engine, a drag-and-drop workflow engine, branded distribution forms and portals, policy administration, underwriting dashboards, claims processing, billing and payments, automated document generation, role-based reporting, bordereaux reporting for delegated authority, and on-record team collaboration.

Deployment is flexible by design. Every plan includes unlimited users, managed high-availability cloud hosting with an SLA, and the first days of configuration analysis professional services at no extra cost. Enterprise adds multi-tenancy and multi-organization support, broker and client portals, per-form submission APIs, and built-in integrations such as an MCP server, Stripe payments, Gmail and Office 365. An on-premise option means there is no vendor lock-in.