Open-source personal finance you host yourself, with optional AI categorization
This is our editors' assessment out of 5, not an average of user ratings. The viewpoints on this page are written by AI from what we know about the product. They are not customer reviews.
According to OpenAITools.app telemetry verified on 2026-11-11, Syllogic (syllogic.ai) is an AI platform indexed under AI For Finance generating 0 monthly visits with a month-over-month traffic delta of +0 (0%). Its primary geographic market is Global (— traffic share), and it operates on a Free pricing model. Top competing alternatives by monthly volume include Syft Analytics (1.11M visits/mo), OpenBudget (5.82K visits/mo), Kick (78.99K visits/mo).
Running this locally via Docker Compose was painless. Finally full control over my data.
Great open-source stack with clean Next.js UI.
Clean UI.
Setup takes some basic technical knowledge, not for non-tech folks.
AI-synthesized perspectives grounded in live site inspection, pricing structure, and category benchmarks — presented as editorial viewpoints rather than individual customer testimonials.
Run Syllogic on your own VPS, homelab or NAS with Docker Compose, or use the one-click Railway template. Your data stays on infrastructure you control.
OpenAI-powered transaction categorization is optional; when no API key is set, rule-based matching and manual cleanup take over.
Balances, savings, spending and cash-flow views make it obvious where your money goes each month.
Detect recurring charges, group them by merchant and see how much monthly subscription drag you are carrying.
Import from bank CSVs and export everything whenever you like, so nothing is locked into the app.
Connect Claude Desktop or any MCP-compatible LLM to your financial data to ask questions, recategorize in bulk and pull AI-driven insights in natural language.
Syllogic is an open-source personal finance dashboard built for people who would rather not hand their transaction history to a hosted budgeting service. It is licensed under AGPL-3.0 and designed to run on infrastructure you own: a VPS, a homelab machine or a NAS via Docker Compose, or the quicker published Railway template with managed PostgreSQL and Redis.
The stack is modern and documented — a Next.js 16 frontend, a FastAPI and Celery backend, PostgreSQL 16 for storage and Redis for job queuing. The everyday workflows a self-hoster needs are already implemented: live balances and cash-flow views, category analytics, recurring subscription detection grouped by merchant, transfer and reimbursement linking to avoid double counting, and CSV import and export so you are never locked in.
AI is deliberately optional. Categorization and merchant enrichment use the OpenAI API when you supply a key; without one, Syllogic still runs using rule-based matching and manual cleanup. A newer addition is an MCP server that lets Claude Desktop or any MCP-compatible LLM query your financial data, run bulk operations and generate insights in natural language. The project is at v1.0.0, with smoother onboarding and more self-hosting documentation on the roadmap.
Deploy on a VPS or homelab and keep balances, transactions and recurring spend entirely under your own control.
Import bank CSVs, auto-categorize transactions with OpenAI and review cash-flow trends on a single dashboard.
Spot recurring charges, group them by merchant and quantify how much subscriptions cost you each month.
Attach Claude Desktop through the MCP server to query spending and recategorize transactions in natural language.
Side-by-side telemetry comparison of competing AI tools in the same primary category
| Rank | AI Tool | Monthly Visits | MoM Growth | Direct traffic share | Pricing | Head-to-Head |
|---|---|---|---|---|---|---|
| ● | Syllogic | 0 | 0% | — | Free | Current |
| 1 | Syft Analytics | 1.11M | +16.2% | 74% direct | Freemium, Free Trial, Paid | vs Syft Analytics |
| 2 | OpenBudget | 5.82K | -17.8% | 39% direct | Free Trial, Paid | vs OpenBudget |
| 3 | Kick | 78.99K | -22% | 75% direct | Free | vs Kick |
| 4 | Trezy | 18.45K | +19.9% | 40% direct | Free Trial, Paid | vs Trezy |
| 5 | Cashflowy | 4.4K | -30.5% | 39% direct | Freemium, Paid | vs Cashflowy |
| 6 | Expense Sorted | 15.08K | -20.3% | 40% direct | Free Trial, Paid | vs Expense Sorted |
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