Wally AI, made by Crbit Inc., is a personal finance app that turns a monitoring and budgeting tool into an autonomous AI money agent. It connects to your banks, cards, insurance, points programs, home, car, bills, benefits and even Stripe payouts so one agent can work across your whole financial life. Rather than only showing charts, it takes on the tedious money jobs — cancelling subscriptions, chasing fees, and running small tasks on a schedule.
Its core safety promise is that it is read-only. Bank connections go through Plaid, so Wally never sees your credentials, and it can never move money, make payments or change anything at your bank. When Wally proposes a move it tells you, in plain words, what it is worth; nothing happens until you approve it on your phone, and each action ends with a receipt you can verify against your statement.
Alongside the agent, Wally is a full money manager with budgeting that sets caps from your own usuals, goals with real dates, investing at your pace, and a single view of every account. It is available on the web and as an iPhone app, working with banks in the US and Canada. The company is a small team based in Toronto, Canada, founded by Meet Pandya.
